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Nov 15, 2024信用卡

Check out the benefits of the E.SUN Kumamon Credit Card at once! | Ultimate card for traveling in Japan | First-time usage comes with Kumamon suitcase

玉山熊本熊卡 大圖

Thinking about traveling to Japan? Don't forget your best companion for Japanese travel expenses - the E.SUN Kumamoto Bear Credit Card! Today, Caven Investment Growth Team has compiled information on the E.SUN Kumamoto Bear Credit Card, including an introduction, card benefits and rewards, usage channels, application process, first swipe gift, and annual fee details to help everyone quickly understand the E.SUN Kumamoto Bear Card.
 

 

Introduction to the Rewards and Benefits of E.SUN Kumamon Card

E.SUN Kumamon Card Appearance & Rewards Overview

The E.SUN Kumamon Card is primarily divided into two categories: "Kumamon Card - General Credit Card" and "Kumamon Card - Dual Currency Yen Card."

Each cardholder is limited to applying for only one Kumamon General Credit Card (main card and supplementary card, choosing between the "Xiang You You" or "Zui Ai Chi" versions), and one Kumamon Dual Currency Yen Card (main card and supplementary card, choosing between the "Xiang Zuo Zuo" or "Hen You Hao" versions).

Duplicate applications will not be processed.

玉山熊本熊卡

General Credit Card

Dual Currency Yen Card

The dual currency card version settles in Japanese Yen, offering the advantage of favorable Yen exchange rates

Zui Ai Chi

No Electronic Ticket

Xiang You You

No Electronic Ticket

Xiang Zuo Zuo

Electronic Ticket
(icash 2.0)

Hen You Hao

Electronic Ticket
(EasyCard)

Basic Rewards / Cashback

Domestic spending basic cashback 1% with no limit (Condition: Must set up e-billing and automatic account deduction)

Overseas spending enjoys 1% cashback with no limit

Spending in Japan enjoys 2% cashback with no limit

Click here 👉「Kumamon Card Offers Link」

 

Caven User Experience:

Caven is planning to travel to Japan again this year! After researching, he found that the E.SUN Kumamon Card offers excellent rewards, with 3% unlimited cashback on basic spending in Japan. And as anyone who has been to Japan knows, having a SUICA card is a must! By linking the E.SUN card to the SUICA card, you get an additional 5% cashback.

Must-visit drugstores like "BIC Camera, Matsumoto Kiyoshi, and Don Quijote" also offer 5% cashback. Of course, savvy users might point out: it seems like there's cashback, but there's actually an overseas transaction fee (1.5%), so the actual cashback isn't that high...

This is true for regular credit cards, but if you apply for the "Kumamon Dual Currency Yen Card," you enjoy "no overseas transaction fees"... it's really amazing. Of course, there are downsides; its domestic cashback is very weak, almost non-existent 😂. If you're interested in traveling to Japan, you can continue to refer to this guide.

1. E.SUN Kumamon Credit Card - Up to 8.5% Cashback on Spending in Japan

(1) Basic 1% cashback on overseas spending

(2) Additional 1% cashback on basic spending in Japan

(3) Additional 5% cashback at designated Japanese stores

(4) Kumamon Dual Currency Yen Card offers "no 1.5% overseas transaction fee" on foreign spending! (This does not apply to the regular Kumamon Credit Card)

Additional 5% Cashback at Designated Japanese Stores

Cashback Categories

Designated Channels

Fun with Kumamon

● Japan Airlines
● JR Railway Company
● Japan's Four Major Booking Sites
(Rakuten、JALAN、Ikyu、RELUX)
● Japan's Three Major Car Rental Companies
(TOYOTA Rent a Car、Times CAR RENTAL、NIPPON RENT-A-CAR)

Convenient with Kumamon

● SUICA
● PASMO
● ICOCA Top-Up

Shopping with Kumamon

● BIC CAMERA
● Yodobashi
● Matsumoto Kiyoshi
● Don Quijote
● Daikoku Drug Store

.Additional 5% Cashback at Designated Japanese Stores, with a Maximum Cashback of 500 NTD per Billing Cycle

.Directly deducted from the current billing statement

2. E.SUN Kumamon General Credit Card - Up to 3% Cashback on Domestic Spending

(1) Bind to e-bill (Email e-bill/SMS bill) for 0.3% unlimited cashback

(2) Additionally, bind to both e-bill and E.SUN Bank account for automatic deduction to enjoy an extra 0.7% unlimited cashback

(3) Additional 2% cashback on designated green channels, with a maximum cashback of 300 NTD per billing cycle

Additional 2% Cashback on Designated Green Channels

Cashback Categories

Designated Channels

Green Restaurants

● MOS Burger
● Qingmen Happiness Hotpot
● Kura Sushi

Eco-Friendly Hotels

● Royal Hotels Group
● Just Sleep Hotel
● Lakeshore Hotel
● Fullon Hotels
● Hotelday+
● Caesar Park Hotels & Resorts

Eco-Friendly Travel Agencies

● Original Forest Travel Co., Ltd.
● Giant Adventure Travel Co., Ltd.

Green Transportation ● High-Speed Rail (HSR)
● Taiwan Railways (TRA)
● Wemo
● iRent
● Goshare

Forestry Parks and Farm

● Taipingshan National Forest Recreation Area
● Fushoushan Farm
● Cingjing Farm
● Flying Cow Ranch
● Dongshi Forest Garden
● Zou Ma Lai Farm
● Sun-Link-Sea Forest and Nature Resort
● West Lake Resortopia
 

Information on the First-Purchase Gift for E.SUN Kumamon Card

E.SUN Kumamon Card First-Purchase Gift

New customers applying for the E.SUN Kumamon main card for the first time will receive a first-purchase gift: one [Officially Licensed 20-inch Kumamon Suitcase]. To qualify, new cardholders must make at least 1,999 NTD in domestic general spending within 45 days of card issuance and bind their account for automatic deduction.

 

Benefits and Annual Fee Information for E.SUN Kumamon Card

Before applying for the E.SUN Kumamon Card, please read the following benefits and annual fee information carefully.

E.SUN Kumamon Benefits / Annual Fee Description Table
Benefit Details Description

Application Requirements

1. Main Card: Applicants must be at least 18 years old and provide relevant financial proof. For the Yen dual currency card, an E.SUN NTD/foreign currency account is required.
2. Supplementary Card: Applicants must be at least 15 years old and be a spouse, parent, child, sibling, or parent-in-law of the main cardholder.。

Annual Fee

Main Card: 3,000 NTD ; Supplementary Card: Free

First year free; annual fee waived during e-billing usage period. The annual fee is waived each year with any spending.

Travel Insurance

Charge at least 80% of the international airfare or overseas travel tour fee to the card.

1. Travel Accident Insurance: 20 million NTD.

2. Travel Inconvenience Insurance: Flight delay: 10,000 NTD, Baggage delay: 10,000 NTD, Baggage loss: 30,000 NTD.

First-Purchase Gift

Promotion period: 2024/03/01~2024/06/30

New customers applying for the E.SUN Kumamon main card for the first time and making a cumulative domestic general spending of at least 1,999 NTD within 45 days of card issuance and binding the E.SUN Bank account for automatic deduction will receive an [Officially Licensed 20-inch Kumamon Suitcase].

Overseas Transaction Fee

Kumamon General Card: 1.5%

Kumamon Dual Currency Card: No overseas transaction fee

 

Application Guide for E.SUN Kumamon Card (Dual Currency Card)

If you only need to apply for a general credit card, the process is very simple. Click the link, follow the steps to fill in your information, and finally submit your financial proof. (👉 Click here to start your application)
 

If you want to apply for the E.SUN Kumamon - Dual Currency Yen Card, since the Kumamon Dual Currency Card requires an E.SUN foreign currency account for automatic deduction of foreign currency transactions, here's a guide to open a foreign currency account and apply for the E.SUN Kumamon - Dual Currency Card!

(Start by clicking here and follow the instructions below to complete the account opening and dual currency card application)

Guide to Applying for the Kumamon - Dual Currency Yen Card:

  1. Open an "NTD and Foreign Currency Account" at E.SUN Bank:
    To apply for this dual currency card, you must first open both an NTD and a foreign currency account at the bank. You also need to set up automatic transfers from your NTD account to your foreign currency accounts to cover foreign currency transactions.
  2. Automatic Currency Exchange Payment Function:
    This feature allows you to set up your account so that if the foreign currency account balance is insufficient to pay the foreign currency dues, the system will automatically convert the equivalent amount from your NTD account at the daily exchange rate and deposit it into your foreign currency account to complete the payment.
  3. Online Banking for Foreign Currency Purchase and Automatic Payment:
    After making purchases abroad with this credit card, the credit card bill can be directly paid from your foreign currency account automatically, saving you the cost and time of exchange rate conversion.
Caven User Experience:

Applying for the E.SUN Kumamon - Dual Currency Yen Card is relatively more tedious (if you don't have an account with E.SUN Bank), but for the sake of the 1.5% waiver on overseas transaction fees, I would recommend applying. After all, overseas spending can easily amount to tens of thousands of NTD, and a 1% transaction fee on a 10,000 NTD expenditure would be 150 NTD!